Savings & Investments
We offer a variety of ways for you to save at your credit union. Explore the options below to find the accounts that are right for your needs!
Regular Shares
Minimum balance of $25.00
Three (3) withdrawals or transfers per month without penalty
Dividends paid quarterly (minimum balance $250.00)
Free e-Statements
Money Market
Minimum balance $2,500.00 (for maximum MM dividends)
Dividends paid monthly
Three (3) withdrawals or transfers per month with no fee
Individual Retirement Account Options
An IRA may provide tax-deferred savings that let you save money now as well as provide security for retirement years. We can help you transfer your existing IRA or set up a new one today. We have both Traditional and Roth IRAs.
Contact us at msr@ecfcu.org or (501) 570-2396 or (800) 442-0186.
Christmas Club
Relieve holiday stress with an ECFCU Christmas Club Account. Save throughout the year, then we’ll transfer your funds to your ECFCU checking or savings account on November 6, just in time for holiday shopping!
Share Certificate
Get an ECFCU Share Certificate and earn higher dividends than traditional savings. We offer a variety of terms ranging from twelve (12) to twenty-four (24) months. Call and let us help you find the right option for your needs.
Health Savings Account (HSA)
HSAs are designed to help individuals covered under a high deductible or “catastrophic” health plan save money through tax-deductible contributions to cover current and future qualified medical expenses.