Health Savings Account


HSAs are designed to help individuals covered under a high deductible or “catastrophic” health plan save money through tax-deductible contributions to cover current and future qualified medical expenses.


An ECFCU HSA also comes with these benefits:

  • Visa Debit Card(s)

  • Free e-Statements

  • Free Home Banking and Bill Pay

  • Unlimited debit card transactions

  • Monthly Dividends

For current Deductible and Contribution Limits, contact Electric Cooperatives FCU via email at msr@ecfcu.org, by calling (501) 570-2396 or visit IRS.gov and read IRS Publication 502.



*Membership eligibility required. There is a $2.00 monthly administration fee with Health Savings Accounts. You must have a high deductible health plan in order to be eligible for an HSA account.