We offer a variety of ways for you to save at your credit union. Explore the options below to find the accounts that are right for your needs!

Open a Savings Account

Regular Shares  
  • Minimum balance of $25.00
  • Three (3) withdrawals or transfers per month without penalty 
  • Dividends paid quarterly (minimum balance $250)
  • Free E-Statements
Money Market
  • Minimum Balance $2,500 (for maximum MM dividends)
  • Dividends paid monthly 
  • Three (3) withdrawals or transfers per month with no fee
  • Free E-Statements
Individual Retirement Account Options

An IRA may provide a tax-deferred savings that lets you save money now as well as provide security for retirement years. We can help you transfer your existing IRA or set up a new one today. We have both Traditional and Roth IRAs.

Contact us at or 501-570-2396 or 800-442-0186.

Christmas Club

Relieve holiday stress with an ECFCU Christmas Club Account. Save throughout the year then we’ll transfer your funds to your ECFCU Checking or Savings Account on November 6th, just in time for holiday shopping!

Share Certificate

Get an ECFCU Share Certificate and earn higher dividends than traditional savings. We offer a variety of terms ranging from twelve (12) to twenty-four (24) months. Call and let us help you find the right option for your needs.

Health Savings Account (HSA)

HSA’s are designed to help individuals covered under a High Deductible or “catastrophic” health plan save money through tax-deductible contributions to cover current and future qualified medical expenses.

Learn More

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Contact us at or 501-570-2396 or 800-442-0186.
Electric Cooperatives Federal Credit Union logo

The mission of the Electric Cooperatives Federal Credit Union, a financial cooperative, is to provide sound competitive financial services to those individuals who are associated with the Electric Cooperatives of Arkansas.

Insured by NCUA Logo and Equal Housing Lender logo
Contact us
Mailing Address: P.O. Box 194208, Little Rock, AR  72219